SBI Life eShield:
SBI Life eShield is a non-linked online insurance programme which provides higher returns on premiums. It’s designed basically to safeguard your menage unit of measurement inwards your absence as well as secure them financially. The programme does non offering survival benefits at the fourth dimension of maturity. Without involving paperwork as well as agent meeting, yous tin sack utilise for the programme amongst but a click.
Features of SBI Life eShield:
| Cover options nether the eShield plan | • Level Cover • Level Cover amongst Accidental Benefit • Increasing Cover • Increasing Cover amongst Accidental Benefit |
| Maximum historic catamenia at entry | • 65 years for both Level Cover as well as Level Cover amongst Accidental Death Benefit • threescore years for Increasing Cover as well as Increasing Cover amongst Accidental Death Benefit |
| Minimum historic catamenia at entry | 18 years |
| Minimum total assured | Rs.20,00,000 |
| Maximum total assured | No bound (subject to underwriting) |
| Minimum policy term | • v years (For Level Cover & Level Cover amongst Accident Benefit) • 10 years (For Increasing Cover & Increasing Cover amongst Accident Benefit) |
| Premium payment mode | Yearly |
| Premium term | Same equally policy term |
| Minimum premium amount | Rs.3,500 |
| Maximum premium amount | No limit |
HDFC Life Click 2 Protect Plus:
Click 2 Protect Plus is a term insurance plan launched past times HDFC life that assures an extensive protection to your loved ones against life’s uncertainties. Even their timely necessities volition survive taken attention of amongst a monthly income nether the Income as well as Income Plus Option.
Features of HDFC Life Click 2 Protect Plus:
| Cover options nether Click 2 Protect Plus | Life option: It offers a lump total at expiry of the policyholder . Extra life selection ( Accidental Death Benefit): It provides an extra total assured inwards add-on to the lump total offered on death . Income Option: Provides 10% of total assured on expiry as well as the remaining is paid out on a monthly soil for xv years . Income Plus Option: The selection provides 100% of total assured on expiry as well as besides an arrears on 100% of total assured which is paid on a monthly basis . |
| Minimum historic catamenia at entry | 18 years |
| Maximum historic catamenia at entry | 65 years |
| Minimum total assured | Rs.25 lakhs |
| Maximum total assured | No bound (subject to underwriting) |
| Premium payment mode | Yearly, half-yearly, quarterly, or monthly |
| Premium paying term | Regular, limited, or single |
Aviva i-Life:
Aviva i-Life is a term insurance programme that offers a comprehensive fiscal protection to your menage unit of measurement inwards illustration of your death. The programme which comes at a nominal cost acts equally an additional backup when your loved ones are faced amongst unfortunate incidents. Aviva i-Life is a protection programme as well as thence it doesn’t offering maturity benefits. Refer to the below tabular array for features of Aviva i-Life.
Features of Aviva i-Life:
| Minimum entry age | 18 years |
| Maximum entry age | 55 years |
| Maturity age | 70 years |
| Minimum policy term | 10 years |
| Maximum policy term | 35 years |
| Premium payment frequency | Yearly as well as half-yearly |
| Premium payment term | Equals the policy term |
| Riders | None |
| Tax | Tax benefits nether Section 80C volition survive applicable |
Future Generali Care Plus:
Emotional losses are irreparable, silent nosotros tin sack secure the lives of our honey ones as well as render them a smoothen living fifty-fifty inwards our absence. Care Plus is a uncomplicated life insurance programme that offers a high life comprehend at an easily affordable price, which volition ensure a consummate fiscal protection of your menage unit of measurement fifty-fifty when yous are non around. Care Plus comes inwards 2 types—Classical Option as well as Premier Option.
Features of Future Generali Care Plus (Classic Option):
| Minimum entry age | 18 years |
| Maximum entry age | 60 years |
| Minimum total assured | Rs.10,00,000 |
| Maximum total assured | Rs.24,99,999 |
| Minimum policy term | 5 years |
| Maximum policy term | 30 years |
| Maximum coverage age | 65 years |
| Minimum premium | Rs.2,500 per annum |
| Premium modes | Yearly, half-yearly, quarterly, as well as monthly |
Features of Future Generali Care Plus (Premier Option):
| Minimum entry age | 18 years |
| Maximum entry age | 60 years |
| Minimum total assured | Rs.25,00,000 |
| Maximum total assured | No limit |
| Minimum policy term | 5 years |
| Maximum policy term | 30 years |
| Maximum coverage age | 65 years |
| Minimum premium | Rs.5,000 per annum |
| Premium modes | Yearly, half-yearly, quarterly, as well as monthly |
Birla Lord's Day Life BSLI Protect@Ease Plan:
BSLI Protect@Ease Plan is a term insurance programme that guarantees an end-to-end fiscal protection to your menage unit of measurement inwards the outcome of your death. The programme has been tailored to encounter each as well as every requirement of a family, as well as thence it comes amongst flexible coverage options. BSLI Protect@Ease programme besides rewards the policyholders for maintaining well for yous life habits. Tax benefits equally per the Income Tax Act are applicable.
Features of BSLI Protect@Ease Plan:
| Minimum entry age | 18 years |
| Maximum entry age | 65 years |
| Plan options | • Level Term Insurance • Increasing Term Insurance |
| Minimum policy term | 5 years |
| Maximum policy term | 40 years |
| Premium paying term | • Single payment • Limited Payment • Regular Payment |
| Premium payment mode | Yearly or monthly |
| Minimum Sum Assured | Rs.30,00,000 |
| Maximum Sum Assured | No bound (subject to underwriting) |
| Riders available | • BSLI Accidental Death & Disability Rider • BSLI Hospital Care Rider |
LIC’s Jeevan Pragati Plan:
Jeevan Pragati is a non-linked life insurance programme offered past times LIC, which is a combination of life comprehend as well as savings. The programme qualifies for an automatic increase inwards opportunity comprehend inwards every v years during the term. Policyholders tin sack besides avail loan facility nether LIC’s Jeevan Pragati Plan.
Features of LIC’s Jeevan Pragati Plan:
| Minimum entry age | 12 years |
| Maximum entry age | 45 years |
| Policy term | 12 to twenty years |
| Minimum basic total assured | Rs.1,50,000 |
| Maximum basic total assured | No limit |
| Maximum historic catamenia at maturity | 65 years |
| Premium payment modes | Yearly, half-yearly, quarterly, as well as monthly |
Max Life Online Term Plan Plus Basic Life Cover:
The Max Life term programme comes amongst a protection solution that secures the time to come of your menage unit of measurement fifty-fifty inwards your absence. The programme offers extensive coverage amongst add-ons such equally create goodness rider, premium waiver options, etc. It’s purely a life insurance comprehend which offers expiry benefits as well as no maturity benefits.
Features of Max Life Online Term Plan Plus Basic Life Cover:
| Minimum entry age | 18 years |
| Maximum entry age | 60 years |
| Policy term | 10 years to xl years |
| Minimum total assured | Rs.25 lakhs |
| Maximum total assured | 100 Crores |
| Premium payment term | Equal to policy term |
| Premium payment mode | Yearly, half-yearly, quarterly, as well as monthly |
ICICI Prudential iProtect Smart:
ICICI Prudential iProtect Smart is an enhanced life protection programme that takes attention of the fiscal worries of your menage unit of measurement inwards illustration of your death. It besides covers against concluding disease as well as disability as well as comes amongst particular benefits for women. You tin sack guide the marking of protection nether iProtect Smart at the fourth dimension of entry.
Features of ICICI Prudential iProtect Smart:
| Minimum entry age | 18 years |
| Maximum entry age | 65 years |
| Minimum historic catamenia at maturity | 23 years |
| Maximum historic catamenia at maturity | 75 years |
| Benefit options | Life, Life Plus, Life & Health, as well as all inwards one |
| Premium payment term | Single, regular, or limited |
| Minimum premium | Rs.2,400 per annum |
| Accidental expiry benefit | Subject to total assured chosen past times the policyholder |
| Minimum critical disease benefit | Rs.1,00,000 |
| Minimum total assured | Equals to minimum premium amount |
| Maximum total assured | No limit |
| Mode of premium payment | Single, yearly, half-yearly, as well as monthly |
Bharti Axa Life Elite Secure:
It’s an affordable programme that provides an extensive fiscal back upward to the dependents of the insured, inwards illustration an unfortunate incident takes place. The programme offers competitive premium rates as well as comes amongst an selection to comprehend your life till 75 years of age. Tax benefits nether Section 80C as well as 10(10D) are applicable.
Features of Bharti Axa Life Elite Secure:
| Minimum entry age | 18 years |
| Maximum entry age | • 75 years for the policy term of 10, 15, 20, as well as 25 years. • 65 years for a term catamenia of v years |
| Minimum total assured | Rs.25,00,000 |
| Premium payment term | Equals policy term |
| Premium payment modes | Yearly, half-yearly, quarterly, as well as monthly |
PNB MetLife Mera Term Plan:
Mera Term Plan, equally the mention suggests, is a tailor made life insurance comprehend that offers a comprehensive protection to your menage unit of measurement inwards your absence. The payouts are available equally a lump total plus regular monthly income, lump total plus increasing monthly income, as well as lump total plus regular monthly income till your youngster attains 21 years of age.
Features of PNB MetLife Mera Term Plan:
| Minimum entry age | 18 years |
| Maximum entry age | 65 years |
| Minimum total assured | Rs.10,00,000 |
| Age at maturity | 75 years |
| Policy term | 10 years to xl years |
| Premium payment term | Equals the policy term |
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